Individual Health Insurance
Buy/Renew Personal Health Insurance Policy Online
Buy/Renew Personal Health Insurance Policy Online
Having an Individual Health insurance plan has become extremely important in today's day and age. Some people feel that it is not important to purchase a policy if you are young and healthy as the chances of falling ill are very slim. However, each one of us needs to be protected with an individual Health insurance plan, regardless of our age & current health. Here are some reasons for this :
Get Cashless Treatments in 7000+ Network Hospitals
Key Features | Benefits of IFFCO-Tokio |
---|---|
Sum Insured | Up to Rs. 20 lakhs |
Room Rent Charges | Upto Actuals depending on Sum Insured |
ICU Rent Charges | Upto Actuals depending on Sum Insured |
Ambulance Charges | Up to Rs. 2,500 per hospitilization |
Daily Allowance Cover | Up to Rs.1,000 per day depending on Sum Insured |
Co-pay | Nil |
Critical Illness | Covered |
No medical test upto | Age 60 |
Reinstatement Benefit | Available |
Day Care Cover | 380+ Procedures Covered |
Online Renewal | Available |
Lifelong renewal | Yes |
Tax Benefit under 80D | Available |
Cashless Treatment | Available at 7000+ Hospitals |
Covid-19 Treatment | Covered |
Claim Assistance | With 24/7 customer service |
Pre Hospitalization Expenses | Upto 60 Days |
Post Hospitalization Expenses | Upto 90 Days |
Nursing Expenses | Covered |
Wellness Benefit | Covered |
Members Covered | You, your spouse, dependent children, brother, sister, brother-in-law, sister-in-law, nephew, niece or any other relation who is dependent or relatives living together with you and dependent parents on individual sum insured basis |
Good health is one of your most important assets. Therefore, you should protect it with the best Mediclaim Policy. This is where we can help! Our Health insurance plan offers comprehensive cover against a number of unforeseen medical conditions to provide you complete peace of mind from life's uncertainties. Here are some of the benefits you can enjoy with the Individual Health insurance plan :
Individual Health Insurance Plan covers hospitalization charges like Room Rent, Surgical Expenses etc.
Individual health insurance policy covers cover for pre-hospitalization medical expenses.
Individual health insurance policy covers post-hospitalization medical expenses.
Individual health insurance covers 380 planned day-care treatments.
Individual health insurance policy covers ambulance expenses.
Individual health insurance cover expenses for treating critical illnesses.
Emergency assistance service is covered with individual health insurance.
Health check-ups coverage is available with individual health insurance.
Individual health insurance covers AYUSH treatments.
While an Individual Health Insurance plan offers significant protection from medical conditions, each policy will have its own set of exclusions. These are medical expenses that are not covered by the plan. Here's a look at some of the main exclusions of an Individual Health insurance plan.
Cosmetic treatments
Pregnancy-related conditions
Injuries caused due to self-harm or suicide attempt
Injuries suffered due to war, nuclear explosion, adventure sports
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I finally have the peace of mind I've needed thanks to your health insurance policy.
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Good benefits and value for the money.
Full protection with your health insurance plan.
Good network of hospitals. Thank you IFFCO-Tokio.
Buy/Renew Personal Health Insurance Policy Online
Reimbursement Claims: In this case, you could have to pay for all your medical expenses and we would then reimburse the costs incurred. Just contact us within a couple of days of your hospitalization – our customer care team will guide you with the further processes.
Cashless Claims: The easiest way to make a claim against your Individual Health Insurance Plan is to opt for cashless treatment. For this, you have to simply visit one of our 7000+ network hospitals, and we will settle the bill directly with the hospital.
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Settle
You have multiple options to register a claim for your health insurance :
QCS App
Telephonic (Call Centre)
Online (Website)
Let’s check these steps in detail –
Register a claim via QCS App :
QCS, or Quick Claim Settlement, applies to health claims on a reimbursement basis for amounts under Rs. 25,000. Simply upload the necessary documents on the app, and upon approval, your claim will be settled promptly.
Register a claim via Call Centre :
You can register a claim for compensation online or by reaching us on 1800-103-5499 or 0124- 4285499. Our customer care executives will guide you with the further procedure.
Register a claim via Website :
To make a claim online via IFFCO Tokio website, you will have to log in with your registered Email ID and Password. When you log in, just find the ‘make a claim’ option and follow the steps mentioned.
Get Cashless Treatments in 7000+ Network Hospitals
23 years of industry experience enables us to provide you with Health insurance plans that are affordable, and comprehensive. We also offer a range of different coverage options & add-ons. This makes it easier to find the best Mediclaim Policy for your needs. When you choose IFFCO-Tokio, you get award-winning protection that comes bundled with the following benefits :
You will probably buy a health insurance policy only once in your lifetime. Therefore, it is important to make the right purchase decisions now and avoid any issues in the future. However, this is easier said than done. Due to the lack of prior information & research, many individuals end up with either too little or too much coverage. To ensure this does not happen to you, we have listed five things to keep in mind when buying an Individual Health Insurance Plan.
Buy/Renew Personal Health Insurance Policy Online
There's probably nothing that can replace a face-to-face transaction! That's why you are always welcome to walk into one of our branches to buy a Health Insurance Plan. However, with today's hectic schedules and face-paced life, making time to visit the branch can seem impossible. That is when it is better to buy an online Individual Health Insurance Policy. In fact, buying your plan online will also fetch you the following benefits.
To purchase an Individual Health Insurance Plan online, all you have to do is follow the 3 simple steps given below.
Buy/Renew Personal Health Insurance Policy Online
Write us at support@iffcotokio.co.in
Call us on 1800-103-5499
* Disclaimer- On the basis of your profile, premium may change. Premium displayed is for one member between 20-25 years of age. Per day premium is for indication only, Premium is payable on Annual basis.